Hartman Fee-Only Financial Planning


  • The Garrett Planning Network. An international network of independent financial advisors and planners offering hourly, as-needed financial planning and advice to anyone regardless of income.
  • Certified Financial Planner (CFP). Board of Standards Information about Certified Financial Planner (CFP) licensees and the financial- planning profession, including what it takes to become a CFP and tips on how to select a financial advisor.


  • SavingforCollege.com. Independent and objective information on different ways to save and pay for college; plenty of interactive tools.


  • NFCC.org. National Foundation for Credit Counseling (also known as Consumer Credit Counseling Service or CCCS) provides consumer debt consulations. Visit their website or Call 800-388-2227. Your call will be routed to the nearest office of this non-profit organization.
  • FTC.gov Federal Trade Commission. Settling Credit Card Debt article includes advice to do it yourself or with help while avoiding scams.
  • Nolo.com and GetOutofDebt.org. Both offer general information on topics like debt and bankruptcy, overspending, credit repair, strategies for repaying debts, and debt collections.


  • Nolo Law Center. The Wills and Estate Planning link provides access to plain-English articles on topics like estate-planning basics, living wills, funeral planning, and various other legal documents.
  • Aging With Dignity. Learn how to ensure that your wishes will be followed in the event of a serious illness with the help of a Living Will and other documents; how to discuss your wishes with loved ones and your physician, and where to obtain resources for family caregivers; includes link to related sites. Check out its "Five Wishes" brochure.


  • Social Security Administration. News and how-to information on tax withholding, obtaining a replacement card or Statement of Earnings and Benefits, etc.


  • BankRate.com. Assorted general information and rates, including current mortgage rates by specific location, calculators to help you figure out how much house you can afford, and a glossary.


  • Insure.com. Comprehensive online consumer insurance information service for auto, life, and health insurance.
  • InsWeb.com. Insurance marketplace for a variety of insurance products, including automobile, term life, homeowners, renters, and individual health insurance; includes resource center.
  • PrimeQuote. Insurance marketplace specializing in life insurance needs; includes glossary of related terms.


  • MSN Money. Retirement commentary, advice, and tools to use.


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